OCCUPIED LIFE Male 69 years old and Female 65 years old. Guided tour: Ideally located 7 km from Issoire and less than 40 minutes from Clermond-Ferrand, Brenat is part of the area of attraction of the Auvergne capital, its fortified church, its schools, its associations, shops, craftsmen... This is where this single-storey house of 91 m2 of living space is located on 800m2 of land. It consists of an entrance hall with hallway, an independent fitted kitchen, a living room with fireplace. Then, a corridor leads to a toilet, a bathroom and three spacious bedrooms. On the annex level, you will have a garage attached to the house as well as a cellar on a concrete slab, located under the garage and access from inside the garage, currently used as a storeroom, storage and pantry. On the land side, it is fenced, with green areas, garden and chicken coop behind. There is also a second garage currently used for storage. The purchase is made according to the following payment methods: Initial capital: 44,450 euros HAI * Monthly pension: 129 euros/month Property tax: 700 euros TEOM can be retrieved from sellers. Notary fees calculated on the occupied value of the property, i.e. 60,010 euros instead of 170,000 euros (free value). If the property is released early: 30% increase in the pension * Initial package + buyer's fees Patrimonial advantages of the investment: Develop your assets without risk, without rental management and at a lower cost. Indeed, during the period of occupation by a retired couple (69-year-old man and 65-year-old woman), the investor does not bear the cost of repairs or routine maintenance. According to the so-called rental breakdown, the works defined in Articles 605 and 606 of the Civil Code and the property tax will be borne by the buyer Retrieving TEOM from vendors Benefit from the enjoyment of the property at the time of its release, offering the buyer the choice of occupying it personally or deriving regular rental income from it Anticipate its transfer, if necessary, at a lower cost, with reduced transfer taxes Capturing the capital gain mechanically realized on resale Generate profitability through a tangible and secure investment To visit, contact Stéphane NOISETTE, expert and life referent at ... or by email: ... or Annie MORISSEAU, sales agent at ... by email: ... This announcement has been written under the editorial responsibility of Stéphane NOISETTE, registered with the RSAC under number 503 612 871. Warrant No. 353467. The professional guarantees and secures your real estate project. SAS PROPRIETES PRIVEES - ZAC du chêne ferré - 44 allée des cinq continents 44120 VERTOU, Carte professionnelle CPI ... CCI Nantes-Saint Nazaire. RCS NANTES 487 624 777 "Information on the risks to which this property is exposed is available on the Géorisques website: ... (8.50 % agency fees including VAT, to be paid by the purchaser.) Stéphane NOISETTE (EI) Commercial Agent - RSAC number: LE PUY EN VELAY 503612871 - .