NUE PROPRIETE - Property in a dominant position, with panoramic views of the countryside, the valley and the Puy en Velay. Living area of 212 m2 on a divisible plot of 5.890 m2. Very large bright living room of 72 m2 with panoramic view, 3 bedrooms, an office library, a bathroom and a shower room. Mezzanine approx. 140 m2, furnished in a very qualitative way, including a heated garage for 2 cars of 65 m2. Isolated attic and very roomy. Extension and total renovation carried out between 2009 and 2011 with high quality materials, including roofing, insulation, joinery, earthworks, granite exterior paving, plumbing, electricity ..... Numerous equipment to be energy and water efficient: photovoltaic panels, wind turbine, Canadian well, well to benefit from drinking water. Very good DPE classified B. The garden includes a vegetable garden and an orchard. A landscaped natural pond is being built. Financial elements: the property is estimated at €580,000. Due to its occupation by a 76-year-old gentleman, it is offered with a cash of €180,000, and monthly payments over 12 years of €1,433 (possibility of monthly payments over 15 years). The seller will be able to live in the property for the rest of his life. He retains all the costs of maintenance, works and property tax. The bare owner will only be responsible, if necessary, for very large works (entire roof, framework, retaining walls, etc.). Agency fees paid by the seller. Exclusively at 95bis Viager. Features: - Terrace