EXCLUSIVITY - OCCUPIED LIFE ANNUITY Lady, 71 years old, and Male, 77 years old. ESPVS 20 Bouquet 49.000,00 euros - Annuity 355,00 euros per month. Stéphane Béguinot offers you exclusively in Reims hamlet of the east, private alley jean beaubras this house built in 1972 of more than 90 m2 with garden. The house consists of an entrance, toilet, bathroom, kitchen, veranda, linen room, living room, three bedrooms and a workshop in the garden. Insulation redone in July 2017. Heating by pellet stove and electric radiators. and hot water production by electric tank. For information purposes, Annual energy expenditure for standard use approx. 2,000.00 euros Property tax: 1,250.00 euros. DPE: Primary energy consumption, D (175 kWh/m2/year) Greenhouse gases, D (38 Kg CO2/m2/year) Acquire this property with a free value of 290,000.00 euros at a reduced price on the basis of an occupied value of 121,800.00 euros which consists of a bouquet of 49,000.00 euros HAI (fees paid by the seller) payable in cash at the signing of the authentic deed at the notary and a monthly annuity of 355.00 euros. A QUALITY INVESTMENT, TO BE VISITED WITHOUT DELAY. In an occupied life annuity, the seller continues to live in his home without changing his habits until he leaves for a retirement home or dies. For you investor, the acquisition of an occupied life annuity is similar to a secure rental investment with a single occupant (the seller), and for which you receive, which is an important advantage, all the tax-free "rents" at the time of acquisition in the form of an occupancy discount (DUH), i.e. 168,200.00 euros for this life annuity. GIVE MEANING TO YOUR AVAILABLE CASH FLOW. THE LIFE ANNUITY IS A SOCIALLY RESPONSIBLE INVESTMENT, AN INTERGENERATIONAL SOLUTION FOR THE FUTURE THAT RESPONDS TO THE PROBLEMS OF A BETTER LIFE FOR FRENCH RETIREES. THE ADVANTAGES: A medium/long-term investment, A discounted purchase without bank interest (the seller gives you credit by paying the annuity. In the long run, the savings are significant), A very favourable tax system, The use of the property in the event of early release by the seller, GUARANTEES: Good protection of the capital invested, Non-deterioration and maintenance of the property by the seller, No rental vacancy and non-payment, A property whose value increases over time, Possibility of reselling the property at any time, PARTICULARS: To visit and accompany you in your project contact Stéphane Béguinot on ... or by email at ... This announcement has been written under the editorial responsibility of Stéphane Béguinot acting under the status of commercial agent registered with the RSAC under the number 2020AC00044. Acting on behalf of SAS PROPRIETES-PRIVEES national real estate network on the internet, ZAC du Chêne Ferré, 44 allée des Cinq Continents 44120 VERTOU, RCS NANTES n° 487 624 777, Professional card T and G n° CPI n° ... CCI Nantes-Saint Nazaire, Garantie GALIAN, 89 rue de la Boétie, 75008 Paris - T: 1 500 000 euros - G: 120,000 euros. Mandate ref : 377 684 The professional advises you and secures your real estate project.