MARSEILLE (13009) - Ste Marguerite - Sole agent - OCCUPIED LIFE - T4 in GOOD CONDITION. ATTENTION: We remind you that in LIFE OCCUPANCY the seller stays at home for the rest of his life, so YOU CANNOT LIVE in the apartment. This apartment with a living area of nearly 74 m² approx. (67.14 m2 LC) is on the 2nd floor without elevator of a semi-recent residence is organized as follows: living room with loggia, equipped kitchen with loggia, 3 bedrooms, shower room, separate toilet, plenty of storage, pantry. Air conditioning in the living room. Heating and Hot Water by gas boiler. Easy parking in the residence. Patrimonial advantages of this investment: -Benefit from an immediate reduction of more than 50% compared to the value of the property in full ownership. - Develop your assets without risk, without rental management and at a lower cost. Indeed, during the period of occupation by a 73-year-old retired woman, the investor does not bear either repairs or routine maintenance. According to the so-called rental distribution, the works defined in Articles 605 and 606 of the Civil Code and the property tax will be the responsibility of the buyer; - Benefit from the use of the property at the time of its release, offering the buyer the choice of occupying it or deriving regular rental income from it; - Anticipate its transfer if necessary, at a lower cost, with reduced transfer taxes; - Capture the capital gain mechanically realized on resale; -Generate profitability through a tangible and secure investment Financial terms: The purchase is made according to the following payment terms: -Initial capital*: 46,400 euros - Monthly pension: 344 euros indexed each year - Property tax: 992 euros -Notary fees calculated on the occupied value of the property, i.e. 88,625 euros instead of being calculated on the market value. - If the apartment is vacated early, the pension is increased by 78% - DPE: D - GES: D. *Bouquet fees (7.5%) included at the expense of the buyer (excluding monthly payments). Net seller: 30,000 euros Your LIFE CONTACT: Valérie LAVIEILLE ... ... This advertisement has been written under the editorial responsibility of Valérie LAVIEILLE acting as an independent real estate advisor under wage portage with the SAS PROPRIETES PRIVEES, Réseau national immobilier, with a capital of 40000 euros, 44 ALLÉE DES CINQ CONTINENTS - ZAC LE CHÊNE FERRÉ, 44120 VERTOU, RCS Nantes n° ... , Carte professionnelle T et G n° CPI ... CCI Nantes-Saint Nazaire. Garantie GALIAN - 89 rue de la Boétie, 75008 Paris. Exclusive mandate 371339. The FNAIM professional guarantees and secures your real estate project. (8.45 % fees including VAT to be paid by the buyer.) Co-ownership of 30 lots (). Annual charges: 1300 euros. Information on the risks to which this property is exposed is available on the Géorisques website: ... geohazards. Govt. fr