Exclusive Charlotte Lichon Real Estate. Life annuity occupied by a right of use and habitation for the benefit of an 83-year-old man. Buy smart, buy life annuity by making a profitable, ethical and solidarity investment. Invest in stone, at a reduced cost, by allowing our seniors to improve their end of life. Located in the town of Saint-Myon, just 20 minutes from Riom and 30 minutes from Vichy, André's house is a real favorite for lovers of space and tranquility. This house, raised on basement, was built in 2010. With a living area of 108 m2 it includes, on the ground floor, a fitted and equipped kitchen of 11m2, a living room of 30m2, 4 bedrooms, a laundry room, a bathroom with bath and shower and separate toilet. In the basement, you will find a double motorized garage of 70 m2 and a cellar of the same surface. On the outside, the house was erected on a plot of about 3,000 m2 including a terrace on the front of the house and a covered annex of 60 m2 on the back. The house benefits from an electric gate, double glazed windows with PVC joinery and heating is gas. The property tax is 496 €. Invest serenely thanks to the life annuity. André made the plans of this house and the maintenance so carefully. There is no risk of deterioration of the property and rental holidays. Market value of the property (value of the house free of occupation): € 250,000 Economic value taking into account the discount of André's right of use and residence: €169,000 Bouquet : 98 000 € Monthly pension: €868 per month. Pension that can be revised annually according to the INSEE index. Pension revaluation of 20% in the event of early departure. Fees: Seller's charge. Reduced notary fees because they are calculated on the occupied value. The owner is not opposed to another division between the bouquet and the annuity. A bouquet without annuity can also be considered. Find more information and a virtual tour on request, or by consulting my website charlotte lichon immobilier. See you soon. Features: - Terrace - Garden
