In the heart of the city in Vichy, in a quiet pedestrian passageway, with balcony overlooking the Parc des Sources, on the 4th and last floor, very nice apartment on a high floor of 140.55 m2 with entrance with parquet floor of 8.6 m2, living room of 39 m2 on parquet floor with large French window giving access to small balcony, exceptional view of the Parc des Sources.Separate kitchen of 16.9 m2 equipped with large cupboard. Dressing room of 3.7 m2 and cupboard of 1.2 m2. Very large hallway (10.45+7.75+2.6 m2) giving access to the sleeping area. Bedroom 1 of 23.3 m2 with parquet floor giving access to a tiled bathroom of 5.65 m2 with WC 1. Bedroom 2 of 16.9 m2 with parquet floor giving access to a shower room with window of 2.8 m2. WC 2 of 1.7 m2 with washbasin and window. Cellar in the basement. Manual roller shutters. Over-glazed windows. Collective oil heating. Condominium fees: 1500 euros per quarter. Property tax: 1500 euros per year. Starting from a value of €425,000, the bare ownership only pays a bouquet of €296,000 (FAI). The annuity is zero euros. At the end of the transaction, the investor automatically becomes the full owner, free of charge. The advantages: a medium-term investment, the acquisition of a property at a reduced price, a very attractive tax framework, a socially responsible investment and the assurance of regaining the quality of the property sold when the right of use and habitation is extinguished by the seller because the seller continues to ensure the maintenance of the property and the so-called rental charges. Guarantees: good protection of the invested capital, assurance of paying the right price, avoidance of unpaid rents and rental vacancies, non-taxation of theoretical rents, no deterioration and maintenance of the property by the seller and possibility of selling the bare ownership at any time. Features: - Balcony - Lift