EXCLUSIVITY - OCCUPIED LIFE ANNUITY We offer you this property located on the heights of Casteljaloux (47). This house consists on the ground floor of a double living room (36 m2) with wood stove and air conditioning, an open fitted and equipped kitchen (8.91m²), 1 office and 1 toilet. The sleeping area offers 3 bedrooms and a beautiful shower room with a 2nd toilet. On the garden side you have a large semi-underground basement used as a garage, workshop and storage. On the roof, solar panels offer additional income via a recent EDF contract. This house is located on a plot of more than 730m² fully enclosed with several water collectors Patrimonial advantages of the investment: - Enjoy an immediate discount of 48.9% compared to the value of the freehold property estimated at €155,000. - Develop your assets without risk, without rental management and at a lower cost. Indeed, during the period of occupation by a 75-year-old retired woman, the investor does not bear the costs of repairs or routine maintenance. According to the so-called rental breakdown, the works defined in Articles 605 and 606 of the Civil Code and the property tax will be borne by the buyer; - Benefit from the enjoyment of the property at the time of its release, offering the buyer the choice of occupying it or deriving regular rental income from it; - Anticipate its transfer, if necessary, at a lower cost, with reduced transfer taxes; - Capture the capital gain mechanically realized on resale; - Generate profitability through a tangible and secure investment Financial Terms: The purchase is made according to the following payment methods: - Initial capital*: €53,175 - Monthly pension: 227 euros - Property tax: 1300 euros including OM 240 euros - Notary fees are calculated on the occupied value of the property, i.e. 79,205 euros instead of 155,000 euros (market value). - If you retire early: 100% increase in your pension. DPE in D (186) and A (5) To visit and assist you in your project, contact Laurent GODART, at ... or by email at ... According to article L.561.5 of the Monetary and Financial Code, for the organization of the visit, you will be asked to present an identity document. This sale is guaranteed for 12 months. This advertisement has been written under the editorial responsibility of Laurent GODART acting as an independent real estate advisor under umbrella company with SAS PROPRIETES PRIVEES, with a capital of 40,000 euros, ZAC LE CHÊNE FERRÉ - 44 ALLÉE DES CINQ CONTINENTS 44120 VERTOU; SIRET ... , RCS Nantes. Professional card for transactions on real estate and business assets (T) and Property Management (G) n° CPI ... issued by the Nantes - Saint Nazaire Chamber of Commerce and Industry. Escrow account n° ... BPA SAINT-SÉBASTIEN-SUR-LOIRE (44230); Garantie GALIAN - 89 rue de la Boétie, 75008 Paris - n°28137 J for 2,000,000 euros for T and 120,000 euros for G. Professional indemnity insurance by MMA Company policy no. 120.137.405 Mandate ref: 354428 - The professional guarantees and secures your real estate project. (*) Package of fees (8.5%) included to be paid by the buyer (excluding monthly payments). Net seller: €40,000 (8.50 % agency fees including VAT, to be paid by the purchaser.)