For sale exclusivity for sale in occupied terms in St Gervais (85230) Ideally located, Saint Gervais is 15 km from Noirmoutier and Challans. Magnificent opportunity in VAT occupied(76 year old male). Reminder: in an occupied term sale, the seller keeps the use of his house for the rest of his life, in return, you buy this property at a discount of 43.70% and you avoid going through bank financing! The house, estimated at 850000 euros, has a living area of 340 m2 on a wooded plot of 2.3 hectares with a recent winter garden of 91M2 Covered, zenitude assured! The spacious living room of 80 m2 with fireplace, is resolutely bright and welcoming. The kitchen, open to the outside by a large bay window, combines functionality and aesthetics. The sleeping area ideally offers 7 comfortable bedrooms and 5 bathrooms. The house has benefited from a recent quality renovation, an asset for this property located only 15 km from the beaches and the island of Noirmoutier. Financial terms: Bouquet to be paid at the deed of sale=42500 euros (agency fees included) Monthly payments payable over 15 years = 2659 euros/month revised annually (10-year OAT) No payment contingency unlike a life annuity! Registration fees calculated on the occupied value, i.e. on 478560 euros. Property tax = 3009 euros DPE: Class A GHG: B Estimate of the annual cost of energy for standard use (DPE carried out before 01/07/2021) = 1901 euros "Information on the risks to which this property is exposed is available on the Géorisques website: ... geohazards. Govt. en ' To visit and assist you in your project, contact Christophe BURGEVIN, at ... or by email at ... According to article L.561.5 of the Monetary and Financial Code, for the organization of the visit, you will be asked to present an identity document. This advertisement has been written under the editorial responsibility of Christophe BURGEVIN acting under the status of commercial agent registered with the RSAC TOURS 824972103 with the SAS PROPRIETES PRIVEES, with a capital of 40,000 euros, ZAC LE CHÊNE FERRÉ - 44 ALLÉE DES CINQ CONTINENTS 44120 VERTOU; SIRET ... , RCS Nantes. Professional card for transactions on buildings and business assets (T) and Real Estate Management (G) n° CPI ... issued by the Nantes - Saint Nazaire Chamber of Commerce and Industry. Escrow account n° ... BPA SAINT-SEBASTIEN-SUR-LOIRE (44230); GALIAN guarantee - 89 rue de la Boétie, 75008 Paris - n°28137 J for 2,000,000 euros for T and 120,000 euros for G. Professional liability insurance by MMA Entreprise policy n°120.137.405 Mandate ref: 380292- The professional guarantees and secures your real estate project. (5% fees including VAT to be paid by the buyer.) Christophe BURGEVIN (EI) Commercial Agent - RSAC number: TOURS ... % fees including VAT to be paid by the buyer.) Christophe BURGEVIN (EI) Commercial Agent - RSAC number: TOURS 824 972 103 - .