EXCLUSIVITY OCCUPIED LIFE ANNUITY QUESTEMBERT 56230 : In the city center, this house of 124 m2 dating from the end of the 18th century is composed as follows: The entrance through the living room (Living room with an old granite stone fireplace), a cellar. A furnished and equipped kitchen that gives access to the inner courtyard and garage. Upstairs: the landing leads to two bedrooms of about 23 m2 each, one of which is duplex, a bathroom with toilet, access to the attic (convertible). Enjoy an immediate reduction compared to the value of the freehold property estimated at 230,000 euros. Develop your assets without risk, without rental management and at a lower cost. Indeed, during the period of occupation by a couple aged 80 and 81, the investor does not bear any costs for repairs or routine maintenance. According to the so-called rental distribution, the work defined in articles 605 and 606 of the Civil Code and the property tax will be the responsibility of the buyer. Benefit from the use of the property at the time of its release, offering the buyer the choice of occupying it or deriving regular rental income from it. Anticipate its transfer if necessary, at a lower cost, with reduced transfer taxes. Capture the capital gain mechanically realized on resale; Financial terms: The purchase is made according to the following payment terms: Initial capital: 97,250 euros (fees included) Monthly annuity: 353 euros indexed to the rent index each year If the property is paid up early, the pension is increased by 20% Property tax: 820 euros paid by the buyer Notary fees are calculated on the occupied value of the property, i.e. 120,863 euros instead of 230,000 euros (market market value). Date of diagnosis: 23/10/2024 Energy consumption: 136 kWh/m²/year. Class C Greenhouse gas emissions: 27/m²/year. Class C Estimated annual energy expenditure for standard use: between €1,580 and €2,200 per year. Average energy prices indexed to the year 2021, 2022, 2023 (subscriptions included) Information on the risks to which this property is exposed is available on the Géorisques website: ... />This advertisement has been written under the editorial responsibility of Laurent SALLÉ acting as an independent real estate advisor under wage portage with SAS PROPRIETES PRIVEES, with a capital of 40,000 euros, ZAC LE CHÊNE FERRÉ - 44 ALLÉE DES CINQ CONTINENTS 44120 VERTOU, SIRET ... , RCS Nantes. Professional card for transactions on buildings and business assets (T) and Real Estate Management (G) n° CPI ... issued by the Nantes - Saint Nazaire Chamber of Commerce and Industry. Escrow account n° ... BPA SAINT-SEBASTIEN-SUR-LOIRE (44230); GALIAN guarantee - 89 rue de la Boétie, 75008 Paris - n°28137 J for 2,000,000 euros for T and 120,000 euros for G. Professional liability insurance by MMA Entreprise policy n°120.137.405 Mandate ref: 382 809 - The professional guarantees and secures your real estate project. (7.50 % fees including VAT to be paid by the buyer.) (7.50 % fees including VAT to be paid by the buyer.)
